ASSOCIATION COOPERATIVE D'ECONOMIE FAMILIALE DE L'EST DE MON
Charitable organizationCommunity resource·5955 DE MARSEILLE · MONTREAL, QC · H1N 1K6·BN 118792381RR0001·website ↗
Last reported: F2024 filing · period ending 2024-03-31
What it does — in its own words
Ongoing programs
SERVICES DE CONSULTATION BUDGÉTAIRE GRATUITS POUR PERSONNES EN DIFFICULTÉS (DETTES SÉPARATION MALADIE SURCONSOMMATION ETC). 2. AIDE AUX CONSOMMATEURS LÉSÉ OU EN DIFFICULTÉ DE PAIEMENTS (NEGO AVEC CRÉANCITES TELS QUE HYDRO-QUÉBEC BELL ETC). 3. ÉDUCATION ATELIERS (BUDGET CRÉDIT PROTECTION DU CONSOMMATEUR ETC) ADAPTÉS À DIFFÉRENTES CLINTÈLES (JEUNES IMMIGRANTS FAMILLES AÎNÉS ETC). 4. COURS ET CONFÉRENCES SUR BUDGET ET CONSOMMATION. 5. CLINIQUE D'IMPÔT ANNUELLE GRATUITE POUR PERSONNES À FAIBLE REVENUS. 6. FONDS D'ENTRAIDE ET FONDS HUMANITAIRE : PETIS PRÊTS SANS INTÉRÊTS POUR PERSONNE… Show more
SERVICES DE CONSULTATION BUDGÉTAIRE GRATUITS POUR PERSONNES EN DIFFICULTÉS (DETTES SÉPARATION MALADIE SURCONSOMMATION ETC). 2. AIDE AUX CONSOMMATEURS LÉSÉ OU EN DIFFICULTÉ DE PAIEMENTS (NEGO AVEC CRÉANCITES TELS QUE HYDRO-QUÉBEC BELL ETC). 3. ÉDUCATION ATELIERS (BUDGET CRÉDIT PROTECTION DU CONSOMMATEUR ETC) ADAPTÉS À DIFFÉRENTES CLINTÈLES (JEUNES IMMIGRANTS FAMILLES AÎNÉS ETC). 4. COURS ET CONFÉRENCES SUR BUDGET ET CONSOMMATION. 5. CLINIQUE D'IMPÔT ANNUELLE GRATUITE POUR PERSONNES À FAIBLE REVENUS. 6. FONDS D'ENTRAIDE ET FONDS HUMANITAIRE : PETIS PRÊTS SANS INTÉRÊTS POUR PERSONNES À TRÈS FAIBLE REVENUS. 7. PROGRAMME MES FINANCES MES CHOIX ATELIERS D'ÉDUCATION FINANCIÈRE POUR JEUNES DE 16 À 24 ANS.
Program descriptions from its F2024 T3010 filing, verbatim · self-reported · this is also the text our semantic search matches against. source ↗
Tier 1 — what we computed (open data)
From the charity's own F2024 T3010 filing. Self-reported; not independently verified. You can recompute every figure.
Cents to cause
T1 · computed (open data)80¢
Per its F2024 T3010, 80¢ of each dollar spent went to programs.
Sector median: 89¢ across 55,155 computed charities.
T3010 line 5000 ÷ 4950 · Self-reported on the T3010; not independently verified. source ↗
Operating overhead
T1 · computed (open data)20%
Management, administration, and fundraising as a share of total spending. We treat 5–35% as the typical range; we state the figure, you judge.
T3010 line (5010 + 5020) ÷ 4950 · Self-reported on the T3010; not independently verified. source ↗
Reserves
T1 · computed (open data)0.9 yr
Years current reserves could cover program spending.
Sector quartiles: 0.4 yr / 0.8 yr / 7.5 yr (p25 / median / p90).
T3010 line (4100 + 4140) ÷ 5000 · Self-reported on the T3010; not independently verified. source ↗
Total revenue
T1 · computed (open data)$558K
Last-reported total revenue.
T3010 line 4700 · Self-reported on the T3010; not independently verified. source ↗
Donor-funded
T1 · computed (open data)0%
Share of revenue from receipted donations.
T3010 line 4500 ÷ 4700 · Self-reported on the T3010; not independently verified. source ↗
Government-funded
T1 · computed (open data)17%
Share of revenue from federal, provincial, and municipal sources.
T3010 line 4570 (or 4540+4550+4560) ÷ 4700 · Self-reported on the T3010; not independently verified. source ↗
Over the years
Every figure as filed at each fiscal period end, 2019–2024.
| Period end | Revenue | Cents to cause | Overhead | Reserves |
|---|---|---|---|---|
| 2019-03-31 | $440K | 77¢ | 22% | 0.9 yr |
| 2020-03-31 | $420K | 98¢ | 2% | 0.7 yr |
| 2021-03-31 | $455K | 98¢ | 2% | 0.9 yr |
| 2022-03-31 | $449K | 98¢ | 2% | 1 yr |
| 2023-03-31 | $513K | 82¢ | 18% | 0.1 yr |
| 2024-03-31 | $558K | 80¢ | 20% | 0.9 yr |
| trend |
From its T3010 filings (CRA annual releases) · self-reported, not audited by us · when a period is restated in a later release, the newest figures are shown · ✱ = cents-to-cause outside the valid 0–100% range (filing error; not used in rankings). source ↗
★ Tier 2 — Charity Intelligence (analyst-reviewed)
Not rated by Charity Intelligence. Their analysts cover 618 of Canada's 83,761 charities; absence of a rating says nothing about this charity. Our computed figures above stand on their own.
Board of directors
7 directors reported · 7 of 7at arm's length
- BOUTIN, DOMINIQUE BDPRÉSIDENTarm's length
- DAGENAIS, VALÉRIE DVADMINISTRATEURarm's length
- ST-CERNY, ANNE SATRÉSORIEarm's length
- GIROUX, DANIELLESECRÉTAIREarm's length
- PICARD, LOUISE PLVICE-PRÉSIDENTarm's length
- MARCHESSAULT, ISABELLE MIADMINISTRATEURarm's length
- LAFORTUNE, JULIEN LJADMINISTRATEURarm's length
From its F2024T3010 filing (public CRA record), as filed. “Arm's length” means not related to other officials by family or business ties. source ↗
Right of reply
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Verify everything: full public record on CharityData.ca ↗ · CRA charities listing ↗